A program built on bayanihan
Context and background
Agricultural and Biosystems Engineers (ABEs) are the backbone of agricultural modernization, countryside development and infrastructure advancement across the Philippines. They work in offices and in rigorous field environments — from remote rural project sites and municipal outposts to disaster-recovery zones — and often face occupational hazards, high-stress project demands and unexpected financial vulnerabilities.
Professional organizations provide solidarity in career development, yet members and their families still bear the sudden, overwhelming costs of medical emergencies, critical hospitalization or an untimely passing. No engineer should face severe hardship in isolation. Bantay ABE: Tulong Bayaw Network is a member-funded, transparent mutual aid system rooted in the Filipino ethos of bayanihan and mutual professional care.
“Tulungan sa Oras ng Pangangailangan, Kapit Bisig Bayaw.”
Tulong para sa pamilya, sa oras na pinakakailangan.
Tulong pinansyal mula sa mga miyembro para sa pagpapaospital, pagkawala, at mga gastusing kaakibat nito.
What we set out to do
Timely help
Structured assistance for death and hospitalization that eases the immediate economic burden on families.
Radical transparency
A digital, member-driven platform where every peso contributed, paid out and tracked is accountable to the community.
Professional solidarity
A deep sense of solidarity, brotherhood and shared responsibility among agricultural and biosystems engineers nationwide.
How it stays fair
The program runs on dayong. When a member is in need, the cost is divided equally among all active members, so each person gives only a small share and nobody carries it alone. It is not insurance and not an investment: nobody earns a return from it. Keeping your balance topped up keeps you part of the dayong. The Kauban platform only provides the tools for the records and the accounting; it does not invest or lend the money.
Our commitment
True engineering is about building resilient foundations — not only in structures and agriculture, but within our community. Bantay ABE embodies our shared commitment to look out for one another, with help that arrives when it is needed most.
Contributions vs. assistance, last 6 months
A member is active once their first top-up is confirmed, and stays part of the dayong while their balance is zero or more. There are no fixed monthly dues: when a claim is paid, its amount is divided equally by all members and each part is taken from the member’s balance. If it turns negative, their waiting period stops running and neither they nor their beneficiaries can receive assistance until they top up.
From the program
What members receive
Assistance is paid from the pooled fund. A member’s death assistance is shared equally by the spouse and up to 4 children they list. Members and their listed beneficiaries can claim the same assistance, except the pabaon, which is for the member only. Membership continues after the main ABE member’s death: the family stays in the program for as long as the balance is kept at zero or more. See the full program rules.
What happens when a balance goes negative
Negative: −₱1 to −₱50
The member’s waiting period stops running until they top up again.
Nothing is paid while negative
If something happens while the balance is negative, the member is not eligible and the beneficiaries cannot receive assistance.
Beyond −₱50
Same as above, and after settling everything owed the member waits another 3 months before any assistance can be paid again.
All payables must be settled before help resumes. Topping up on time keeps the dayong fair for everyone.
Recent assistance given
| Date | Type | Beneficiary | Region | Amount |
|---|
Names are withheld to protect members’ families.
Three steps
Register
Sign up with your PRC license number, then upload a photo of your PRC ID and a selfie so a coordinator can verify you. List your spouse and up to 4 children.
Make your first top-up
Top up the first amount by GCash, bank transfer or cash to a treasurer. A flat fee is taken from each top-up for your chapter, region, the national office and the platform. Once it is confirmed, your membership is active and your waiting periods begin.
Stay active
Keep your balance topped up. When a member needs help, the amount is divided equally between all members and each part comes out of your balance. Help is paid from the shared fund when a member passes away, is hospitalized, or retires with a pabaon.
Sign in
Use your PRC license number and password.